Getting From Automation to Autonomy in Subprime Lending
AI in subprime lending is moving from simple automation to true autonomy. Autonomy does not replace human judgment - it strengthens it. By reducing repetitive review work, surfacing risk signals earlier, and organizing due diligence into clearer insights, AI can help lending teams scale without simply adding more headcount. The lenders who gain the most will be those who treat due diligence not as an operational hurdle, but as a source of predictive intelligence.
Jun 15, 2026
The Greed Test: AI and the Future of the Global Economy
In this definitive outlook on the future, I explores the looming "Efficiency Trap". While AI offers a "sunrise moment" of breathtaking scale, it poses a fundamental threat to the load-bearing wall of our economy: consumer purchasing power.
May 03, 2026
Embracing the 2026 AI Frontier in Subprime Finance: Balancing Innovation with Oversight
Subprime Finance Leaders can succeed by using AI to drive speed, insight, and efficiency while preserving strong human oversight, governance, and transparency to manage risk and regulatory uncertainty.
Apr 06, 2026
Beyond Copilots: Why Your Next Platform Must Be Intent-Driven
Software 3.0 - AI enabled future where the source of truth is no longer the codebase, but out intent, semantics, and digital governance.
Oct 28, 2025
AI Governance in the Boardroom
As AI becomes a strategic imperative, how board members can prepare to solve for a critical challenge - Balance Risk and Innovation.
Oct 20, 2025
DevOps, SRE — what’s the fuss about !!
An introduction to the philosophy (DevOps) and the practice (SRE). Jan 22, 2021
Explaining the payment ecosystem & my excitement with the launch of Apple Pay. Oct 28, 2015